Straightforward lending. No Bull.
Clear, fair lending without the jargon. No committees. No confusion. Just straightforward finance for real people and real businesses.
Where We Started
No Bull Finance was founded by an experienced property developer and investor who has spent years working hands-on in the construction and development industry. Through this first-hand experience, our founder saw just how difficult and time-consuming it can be to secure the right funding - especially when dealing with traditional lenders who don't truly understand the realities of property development.
From rigid lending criteria to endless paperwork and inconsistent decision-making, the process often felt unnecessarily complicated. Projects with strong potential were frequently delayed or abandoned, not because they lacked viability, but because the finance process lacked flexibility and understanding.
That's why No Bull Finance was created - to offer a smarter, faster, and more transparent alternative for property professionals. We combine genuine industry insight with a no-nonsense lending model that prioritises speed, clarity, and common sense over red tape.
Every loan we make is grounded in practical experience, not just numbers on a spreadsheet. We understand the value in land, property, and potential - because we've built it ourselves.
At No Bull Finance, our mission is simple: To make property finance as straightforward as development itself
No Jargon
Plain-English terms with a full cost breakdown up front and a single point of contact from offer to drawdown.
No Delay
Indicative terms the same day, credit decisions in 24–48 hours, and funds released as soon as legals are ready.
No Bull
Straight answers and transparent fees—no teaser rates, no hidden charges, and a fast ‘no’ when it’s not a fit.